Saltillo, TN
Saltillo, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Saltillo lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 611 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Saltillo's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
What "at risk" means for the buildings here
611 buildings are counted in Saltillo, and 89.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.5% rated Minimal.
Saltillo against the rest of the country
Saltillo scores 57th nationally and 51st within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Saltillo ranks 13,534 for wildfire risk (1 is highest) and 15,687 by building count (1 is largest). Within Tennessee alone, it ranks 245 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Saltillo
Saltillo's elevated wildfire rating (57th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Saltillo (89.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 611 counted buildings into the percentiles shown above for Saltillo. For more on what direct exposure implies beyond Saltillo, see the exposure-zones guide.