Saltillo, IN
Saltillo wildfire risk explained
USFS scores Saltillo at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 93 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Saltillo at the 13th percentile, close to its 13th-percentile risk score.
Where Saltillo's buildings actually sit
62.4% of Saltillo's 93 buildings sit in USFS's Direct exposure zone, roughly 58 structures close enough to burnable vegetation for flame contact, not just embers — 16.1% fall in the Indirect, ember-only zone and 21.5% are Minimal.
Where Saltillo ranks
Within Indiana, Saltillo ranks higher (63rd percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Saltillo ranks 27,475 for wildfire risk (1 is highest) and 29,349 by building count (1 is largest). Within Indiana alone, it ranks 360 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 13th national percentile, Saltillo rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Saltillo (62.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Saltillo's 27,475-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Saltillo, see the exposure-zones guide.