Saltaire, NY
Saltaire, NY's wildfire risk, in USFS's own numbers
Saltaire's 432 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Saltaire's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Saltaire's building exposure, zone by zone
Most of Saltaire's buildings (98.4% of 432) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Saltaire compares
Saltaire's 76th-percentile standing inside New York outpaces its 35th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Saltaire ranks 20,426 for wildfire risk (1 is highest) and 18,607 by building count (1 is largest). Within New York alone, it ranks 309 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Saltaire's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 98.4% of Saltaire outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Saltaire's 20,426-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Saltaire, see the exposure-zones guide.