Salt Creek Commons, IN
How exposed is Salt Creek Commons to wildfire?
Salt Creek Commons's 755 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Salt Creek Commons at the 56th percentile, close to its 53rd-percentile risk score.
Where Salt Creek Commons's buildings actually sit
Salt Creek Commons rates 95.5% Minimal exposure against just 4.5% Direct and 0% Indirect — of 755 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Salt Creek Commons compares
Salt Creek Commons's 98th-percentile standing inside Indiana outpaces its 53rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Salt Creek Commons ranks 14,777 for wildfire risk (1 is highest) and 14,063 by building count (1 is largest). Within Indiana alone, it ranks 19 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Salt Creek Commons's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Salt Creek Commons's 95.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 755 counted buildings into the percentiles shown above for Salt Creek Commons. For more on what minimal exposure implies beyond Salt Creek Commons, see the exposure-zones guide.