Salt Creek, CO
Salt Creek, CO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Salt Creek at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 389 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Salt Creek at the 55th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Salt Creek's building exposure, zone by zone
389 buildings are counted in Salt Creek, and 98.7% of them are Indirect exposure — ember-driven risk rather than the 1.3% in Direct exposure or the 0% rated Minimal.
How Salt Creek compares
Inside Colorado, Salt Creek sits at just the 24th percentile even though it scores 56th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Salt Creek ranks 13,988 for wildfire risk (1 is highest) and 19,418 by building count (1 is largest). Within Colorado alone, it ranks 359 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Salt Creek's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Salt Creek
Salt Creek's 98.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 389 counted buildings into the percentiles shown above for Salt Creek. For more on what indirect exposure implies beyond Salt Creek, see the exposure-zones guide.