Salisbury, MO
Salisbury, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Salisbury lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,168 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Salisbury's burn probability — fire likelihood with no building count factored in — sits at the 53rd percentile nationally.
Where Salisbury's buildings actually sit
Most of Salisbury's buildings (84.4% of 1,168) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Salisbury compares
Inside Missouri, Salisbury sits at just the 36th percentile even though it scores 52nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Salisbury ranks 15,194 for wildfire risk (1 is highest) and 10,847 by building count (1 is largest). Within Missouri alone, it ranks 677 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Salisbury and the insurance market
Salisbury's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 84.4% of Salisbury outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Salisbury's figures come from
The methodology guide shows exactly how USFS turned 1,168 counted buildings into the percentiles shown above for Salisbury. The exposure-zones guide covers what Salisbury's dominant minimal exposure actually means, with real examples from across the dataset.