Sageville, IA
Sageville wildfire risk explained
Sageville sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 143 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sageville's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
Where Sageville's buildings actually sit
143 buildings are counted in Sageville, and 58.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Sageville against the rest of the country
Sageville's risk sits at a similar level relative to Iowa (41st percentile statewide) as it does nationally (26th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sageville ranks 23,252 for wildfire risk (1 is highest) and 27,154 by building count (1 is largest). Within Iowa alone, it ranks 606 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 26th national percentile, Sageville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Sageville (58.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 143 counted buildings into the percentiles shown above for Sageville. For more on what direct exposure implies beyond Sageville, see the exposure-zones guide.