Sac City, IA
How exposed is Sac City to wildfire?
Sac City sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,508 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sac City at the 26th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Sac City's building exposure, zone by zone
Sac City rates 78.7% Minimal exposure against just 21.4% Direct and 0% Indirect — of 1,508 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Sac City ranks
There's little gap between Sac City's 28th national percentile and its 42nd percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Sac City ranks 22,848 for wildfire risk (1 is highest) and 9,127 by building count (1 is largest). Within Iowa alone, it ranks 592 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Sac City and the insurance market
Sac City's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 78.7% of buildings rated Minimal exposure, Sac City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Sac City's 22,848-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Sac City, see the exposure-zones guide.