Sabin, MN
How exposed is Sabin to wildfire?
Out of every US place USFS scores, Sabin lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 322 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sabin at the 23rd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Sabin's building exposure, zone by zone
Most of Sabin's buildings (83.5% of 322) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Sabin compares
Sabin's risk sits at a similar level relative to Minnesota (30th percentile statewide) as it does nationally (25th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Sabin ranks 23,574 for wildfire risk (1 is highest) and 21,035 by building count (1 is largest). Within Minnesota alone, it ranks 642 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 25th national percentile, Sabin rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 83.5% of buildings rated Minimal exposure, Sabin gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 322 counted buildings into the percentiles shown above for Sabin. For more on what minimal exposure implies beyond Sabin, see the exposure-zones guide.