Sabillasville, MD
How exposed is Sabillasville to wildfire?
USFS's Wildfire Risk to Communities model puts Sabillasville at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 335 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sabillasville at the 58th percentile, close to its 61st-percentile risk score.
Sabillasville's building exposure, zone by zone
USFS classifies 94.9% of Sabillasville's buildings as Direct exposure, higher than its 5.1% Indirect share and far above its 0% Minimal share — a profile where 318 structures sit close enough to vegetation that lot clearing matters most.
How Sabillasville compares
Compare Sabillasville's two percentiles: 87th within Maryland, only 61st nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Sabillasville ranks 12,353 for wildfire risk (1 is highest) and 20,698 by building count (1 is largest). Within Maryland alone, it ranks 68 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Sabillasville's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Sabillasville's 94.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Sabillasville's figures come from
Every one of the two percentiles behind Sabillasville's 12,353-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Sabillasville's dominant direct exposure actually means, with real examples from across the dataset.