Ryland Heights, KY
Ryland Heights wildfire risk explained
Out of every US place USFS scores, Ryland Heights lands at the 19th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 592 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ryland Heights at the 20th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Ryland Heights's building exposure, zone by zone
592 buildings are counted in Ryland Heights, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Ryland Heights ranks
There's little gap between Ryland Heights's 19th national percentile and its 31st percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ryland Heights ranks 25,561 for wildfire risk (1 is highest) and 15,936 by building count (1 is largest). Within Kentucky alone, it ranks 380 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Ryland Heights's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Ryland Heights (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ryland Heights's 25,561-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ryland Heights, see the exposure-zones guide.