Rye, AZ
Rye, AZ's wildfire risk, in USFS's own numbers
USFS scores Rye at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 64 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rye's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Rye's building exposure, zone by zone
64 buildings are counted in Rye, and 56.3% of them are Indirect exposure — ember-driven risk rather than the 43.8% in Direct exposure or the 0% rated Minimal.
Rye against the rest of the country
Rye ranks lower within Arizona (82nd percentile statewide) than its 97th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Rye ranks 995 for wildfire risk (1 is highest) and 30,491 by building count (1 is largest). Within Arizona alone, it ranks 82 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Rye and the insurance market
Rye's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Rye
Rye's 56.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rye's 995-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Rye, see the exposure-zones guide.