Ryderwood, WA
Ryderwood wildfire risk explained
USFS's Wildfire Risk to Communities model puts Ryderwood at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 433 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ryderwood's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Ryderwood's building exposure, zone by zone
93.8% of Ryderwood's 433 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 6.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Ryderwood compares
There's little gap between Ryderwood's 24th national percentile and its 38th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ryderwood ranks 24,065 for wildfire risk (1 is highest) and 18,597 by building count (1 is largest). Within Washington alone, it ranks 389 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Ryderwood's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 93.8% of Ryderwood's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Ryderwood's figures come from
The methodology guide shows exactly how USFS turned 433 counted buildings into the percentiles shown above for Ryderwood. The exposure-zones guide covers what Ryderwood's dominant indirect exposure actually means, with real examples from across the dataset.