Ryder, ND
How exposed is Ryder to wildfire?
Ryder sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 156 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ryder at the 42nd national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Ryder rates 75.6% Minimal exposure against just 24.4% Direct and 0% Indirect — of 156 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Ryder ranks
Ryder's risk sits at a similar level relative to North Dakota (49th percentile statewide) as it does nationally (49th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ryder ranks 16,081 for wildfire risk (1 is highest) and 26,630 by building count (1 is largest). Within North Dakota alone, it ranks 206 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Ryder and the insurance market
Ryder's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Ryder's 75.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ryder's 16,081-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Ryder, see the exposure-zones guide.