Ryan, IA
How exposed is Ryan to wildfire?
Ryan sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 271 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ryan at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Ryan's buildings actually sit
86.4% of Ryan's 271 buildings sit in USFS's Minimal exposure zone, with only 13.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Ryan against the rest of the country
Ryan's risk sits at a similar level relative to Iowa (2nd percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ryan ranks 30,987 for wildfire risk (1 is highest) and 22,467 by building count (1 is largest). Within Iowa alone, it ranks 997 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 2nd national percentile, Ryan rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Ryan
Even with 86.4% of Ryan outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ryan's 30,987-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Ryan, see the exposure-zones guide.