Rutledge, MN
Rutledge wildfire risk explained
USFS scores Rutledge at the 46th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 213 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rutledge's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
Where Rutledge's buildings actually sit
213 buildings are counted in Rutledge, and 82.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Rutledge against the rest of the country
Within Minnesota, Rutledge ranks higher (68th percentile) than it does nationally (46th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Rutledge ranks 16,988 for wildfire risk (1 is highest) and 24,366 by building count (1 is largest). Within Minnesota alone, it ranks 294 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Rutledge
Rutledge's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 82.6% of Rutledge in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rutledge's 16,988-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Rutledge, see the exposure-zones guide.