Rutledge, GA
Rutledge, GA's wildfire risk, in USFS's own numbers
USFS scores Rutledge at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 493 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rutledge at the 67th percentile, close to its 64th-percentile risk score.
Where Rutledge's buildings actually sit
493 buildings are counted in Rutledge, and 87.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Rutledge against the rest of the country
Rutledge's 64th national percentile looks worse in isolation than its 36th ranking inside Georgia does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Rutledge ranks 11,374 for wildfire risk (1 is highest) and 17,470 by building count (1 is largest). Within Georgia alone, it ranks 431 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Rutledge and the insurance market
Rutledge's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Rutledge's 87.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 493 counted buildings into the percentiles shown above for Rutledge. For more on what direct exposure implies beyond Rutledge, see the exposure-zones guide.