Rutland, ND
How exposed is Rutland to wildfire?
USFS scores Rutland at the 55th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 163 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rutland at the 53rd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Rutland's building exposure, zone by zone
Of Rutland's 163 counted buildings, 52.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Rutland ranks
Rutland's risk sits at a similar level relative to North Dakota (62nd percentile statewide) as it does nationally (55th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rutland ranks 14,283 for wildfire risk (1 is highest) and 26,296 by building count (1 is largest). Within North Dakota alone, it ranks 155 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Rutland and the insurance market
Rutland's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 52.8% of Rutland in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Rutland's figures come from
The methodology guide shows exactly how USFS turned 163 counted buildings into the percentiles shown above for Rutland. The exposure-zones guide covers what Rutland's dominant direct exposure actually means, with real examples from across the dataset.