Rutland, IA
How exposed is Rutland to wildfire?
USFS scores Rutland at the 9th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 127 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rutland's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
Where Rutland's buildings actually sit
Only 33.1% of Rutland's 127 buildings carry Direct exposure and 0% carry Indirect; the remaining 66.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Rutland ranks
Rutland's risk sits at a similar level relative to Iowa (18th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rutland ranks 28,806 for wildfire risk (1 is highest) and 27,851 by building count (1 is largest). Within Iowa alone, it ranks 840 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Rutland
At the 9th national percentile, Rutland rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 66.9% of Rutland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rutland's 28,806-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Rutland, see the exposure-zones guide.