Ruthville, ND
Ruthville wildfire risk explained
Ruthville sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 112 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ruthville at the 37th percentile, close to its 41st-percentile risk score.
Ruthville's building exposure, zone by zone
85.7% of Ruthville's 112 buildings sit in USFS's Minimal exposure zone, with only 14.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Ruthville ranks
Ruthville scores 41st nationally and 27th within North Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ruthville ranks 18,632 for wildfire risk (1 is highest) and 28,554 by building count (1 is largest). Within North Dakota alone, it ranks 294 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Ruthville and the insurance market
Ruthville's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ruthville
With 85.7% of buildings rated Minimal exposure, Ruthville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ruthville's figures come from
Ruthville's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ruthville's dominant minimal exposure actually means, with real examples from across the dataset.