Ruth, CA
Ruth, CA's wildfire risk, in USFS's own numbers
Ruth's 308 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ruth's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Ruth's building exposure, zone by zone
308 buildings are counted in Ruth, and 99% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.3% rated Minimal.
Where Ruth ranks
Inside California, Ruth sits at just the 40th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ruth ranks 6,360 for wildfire risk (1 is highest) and 21,415 by building count (1 is largest). Within California alone, it ranks 937 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Ruth
Ruth's 80th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
With 99% of Ruth in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Ruth's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Ruth, see the exposure-zones guide.