Rutgers University-Livingston Campus, NJ
How exposed is Rutgers University-Livingston Campus to wildfire?
Out of every US place USFS scores, Rutgers University-Livingston Campus lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 95 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rutgers University-Livingston Campus at the 27th percentile, close to its 25th-percentile risk score.
What "at risk" means for the buildings here
Rutgers University-Livingston Campus rates 89.5% Minimal exposure against just 10.5% Direct and 0% Indirect — of 95 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Rutgers University-Livingston Campus against the rest of the country
Rutgers University-Livingston Campus scores 25th nationally and 14th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rutgers University-Livingston Campus ranks 23,802 for wildfire risk (1 is highest) and 29,281 by building count (1 is largest). Within New Jersey alone, it ranks 599 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 25th national percentile, Rutgers University-Livingston Campus rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Rutgers University-Livingston Campus's 89.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Rutgers University-Livingston Campus's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Rutgers University-Livingston Campus, see the exposure-zones guide.