Rutgers University-Busch Campus, NJ
How exposed is Rutgers University-Busch Campus to wildfire?
Rutgers University-Busch Campus's 218 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rutgers University-Busch Campus at the 27th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Rutgers University-Busch Campus rates 91.7% Minimal exposure against just 8.3% Direct and 0% Indirect — of 218 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Rutgers University-Busch Campus ranks
Rutgers University-Busch Campus scores 25th nationally and 15th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rutgers University-Busch Campus ranks 23,700 for wildfire risk (1 is highest) and 24,209 by building count (1 is largest). Within New Jersey alone, it ranks 594 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 25th national percentile, Rutgers University-Busch Campus rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Rutgers University-Busch Campus
With 91.7% of buildings rated Minimal exposure, Rutgers University-Busch Campus gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Rutgers University-Busch Campus's figures come from
The methodology guide shows exactly how USFS turned 218 counted buildings into the percentiles shown above for Rutgers University-Busch Campus. The exposure-zones guide covers what Rutgers University-Busch Campus's dominant minimal exposure actually means, with real examples from across the dataset.