Russellville, TN
Russellville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Russellville at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 553 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Russellville's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Russellville's building exposure, zone by zone
553 buildings are counted in Russellville, and 57.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Russellville ranks
Russellville scores 73rd nationally and 72nd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Russellville ranks 8,518 for wildfire risk (1 is highest) and 16,533 by building count (1 is largest). Within Tennessee alone, it ranks 142 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Russellville and the insurance market
At the 73rd percentile nationally, Russellville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Russellville (57.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Russellville's figures come from
Every one of the two percentiles behind Russellville's 8,518-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Russellville's dominant direct exposure actually means, with real examples from across the dataset.