Russellville, MO
How exposed is Russellville to wildfire?
USFS's Wildfire Risk to Communities model puts Russellville at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 480 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Russellville at the 79th percentile, close to its 77th-percentile risk score.
Where Russellville's buildings actually sit
54.2% of Russellville's 480 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 45.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Russellville ranks
Within Missouri, Russellville ranks higher (94th percentile) than it does nationally (77th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Russellville ranks 7,220 for wildfire risk (1 is highest) and 17,705 by building count (1 is largest). Within Missouri alone, it ranks 69 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Russellville's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Russellville
Russellville's 54.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Russellville's figures come from
Russellville's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Russellville's dominant indirect exposure actually means, with real examples from across the dataset.