Russellville, AL
Russellville wildfire risk explained
USFS scores Russellville at the 56th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 4,521 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Russellville at the 59th percentile, close to its 56th-percentile risk score.
Where Russellville's buildings actually sit
60.1% of Russellville's 4,521 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 39.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Russellville ranks
Inside Alabama, Russellville sits at just the 14th percentile even though it scores 56th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Russellville ranks 13,793 for wildfire risk (1 is highest) and 3,777 by building count (1 is largest). Within Alabama alone, it ranks 508 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Russellville's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Russellville (60.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Russellville's figures come from
Russellville's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Russellville's dominant indirect exposure actually means, with real examples from across the dataset.