Russells Point, OH
How exposed is Russells Point to wildfire?
Russells Point sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,021 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Russells Point at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 8% of Russells Point's 1,021 buildings carry Direct exposure and 0% carry Indirect; the remaining 92% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Russells Point ranks
Russells Point scores 3rd nationally and 16th within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Russells Point ranks 30,714 for wildfire risk (1 is highest) and 11,792 by building count (1 is largest). Within Ohio alone, it ranks 1,064 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Russells Point
Russells Point's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Russells Point's 92% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,021 counted buildings into the percentiles shown above for Russells Point. For more on what minimal exposure implies beyond Russells Point, see the exposure-zones guide.