Russell Gardens, NY
Russell Gardens wildfire risk explained
Out of every US place USFS scores, Russell Gardens lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 272 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Russell Gardens's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
Russell Gardens's building exposure, zone by zone
65.8% of Russell Gardens's 272 buildings sit in USFS's Minimal exposure zone, with only 34.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Russell Gardens against the rest of the country
Compare Russell Gardens's two percentiles: 75th within New York, only 35th nationally — a gap of 41 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Russell Gardens ranks 20,617 for wildfire risk (1 is highest) and 22,450 by building count (1 is largest). Within New York alone, it ranks 324 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Russell Gardens
Russell Gardens's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 65.8% of Russell Gardens outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Russell Gardens's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Russell Gardens, see the exposure-zones guide.