Ruskin, NE
How exposed is Ruskin to wildfire?
Ruskin's 184 buildings earn a 14th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ruskin at the 10th percentile, close to its 14th-percentile risk score.
Ruskin's building exposure, zone by zone
Most of Ruskin's buildings (84.2% of 184) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Ruskin ranks
Ruskin's risk sits at a similar level relative to Nebraska (6th percentile statewide) as it does nationally (14th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ruskin ranks 27,203 for wildfire risk (1 is highest) and 25,474 by building count (1 is largest). Within Nebraska alone, it ranks 547 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Ruskin and the insurance market
Ruskin's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 84.2% of buildings rated Minimal exposure, Ruskin gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ruskin's figures come from
Ruskin's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ruskin's dominant minimal exposure actually means, with real examples from across the dataset.