Rushville, NE
Rushville wildfire risk explained
USFS scores Rushville at the 93rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 697 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rushville's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
What "at risk" means for the buildings here
USFS puts 82.6% of Rushville's 697 buildings in the Indirect exposure zone, versus 5.7% Direct and 11.6% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Rushville compares
Rushville scores 93rd nationally and 99th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rushville ranks 2,295 for wildfire risk (1 is highest) and 14,691 by building count (1 is largest). Within Nebraska alone, it ranks 5 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Rushville's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Rushville's 82.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Rushville's figures come from
Rushville's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rushville's dominant indirect exposure actually means, with real examples from across the dataset.