Rushford Village, MN
Rushford Village, MN's wildfire risk, in USFS's own numbers
USFS scores Rushford Village at the 27th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 937 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rushford Village at the 28th percentile, close to its 27th-percentile risk score.
Where Rushford Village's buildings actually sit
USFS classifies 77% of Rushford Village's buildings as Direct exposure, higher than its 23.1% Indirect share and far above its 0% Minimal share — a profile where 721 structures sit close enough to vegetation that lot clearing matters most.
Rushford Village against the rest of the country
Rushford Village scores 27th nationally and 32nd within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rushford Village ranks 23,042 for wildfire risk (1 is highest) and 12,412 by building count (1 is largest). Within Minnesota alone, it ranks 625 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Rushford Village and the insurance market
Rushford Village's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Rushford Village's 77% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rushford Village's figures come from
The methodology guide shows exactly how USFS turned 937 counted buildings into the percentiles shown above for Rushford Village. The exposure-zones guide covers what Rushford Village's dominant direct exposure actually means, with real examples from across the dataset.