Rushford, MN
Rushford, MN's wildfire risk, in USFS's own numbers
USFS scores Rushford at the 28th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 919 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rushford's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
83.9% of Rushford's 919 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 16.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Rushford against the rest of the country
Rushford's risk sits at a similar level relative to Minnesota (34th percentile statewide) as it does nationally (28th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rushford ranks 22,757 for wildfire risk (1 is highest) and 12,561 by building count (1 is largest). Within Minnesota alone, it ranks 609 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 28th national percentile, Rushford rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Rushford's 83.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 919 counted buildings into the percentiles shown above for Rushford. For more on what indirect exposure implies beyond Rushford, see the exposure-zones guide.