Rush Valley, UT
How exposed is Rush Valley to wildfire?
USFS's Wildfire Risk to Communities model puts Rush Valley at the 100th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 451 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rush Valley at the 100th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Rush Valley's buildings actually sit
91.4% of Rush Valley's 451 buildings sit in USFS's Direct exposure zone, roughly 412 structures close enough to burnable vegetation for flame contact, not just embers — 8.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Rush Valley against the rest of the country
There's little gap between Rush Valley's 100th national percentile and its 100th percentile inside Utah, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rush Valley ranks 46 for wildfire risk (1 is highest) and 18,267 by building count (1 is largest). Within Utah alone, it ranks 3 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Rush Valley's very high rating (100th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Rush Valley
Rush Valley's 91.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 451 counted buildings into the percentiles shown above for Rush Valley. For more on what direct exposure implies beyond Rush Valley, see the exposure-zones guide.