Rush City, MN
How exposed is Rush City to wildfire?
USFS's Wildfire Risk to Communities model puts Rush City at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,127 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rush City's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
Where Rush City's buildings actually sit
71.5% of Rush City's 1,127 buildings sit in USFS's Minimal exposure zone, with only 27.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Rush City compares
Within Minnesota, Rush City ranks higher (73rd percentile) than it does nationally (49th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Rush City ranks 16,104 for wildfire risk (1 is highest) and 11,100 by building count (1 is largest). Within Minnesota alone, it ranks 252 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Rush City and the insurance market
Rush City's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 71.5% of buildings rated Minimal exposure, Rush City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Rush City's 16,104-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Rush City, see the exposure-zones guide.