Rumsey, CA
How exposed is Rumsey to wildfire?
USFS scores Rumsey at the 100th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 157 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rumsey at the 100th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rumsey's building exposure, zone by zone
Of Rumsey's 157 counted buildings, 94.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Rumsey compares
There's little gap between Rumsey's 100th national percentile and its 98th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rumsey ranks 67 for wildfire risk (1 is highest) and 26,555 by building count (1 is largest). Within California alone, it ranks 44 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Rumsey
Rumsey sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 100th-percentile score like Rumsey's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
With 94.3% of Rumsey in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Rumsey's 100th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Rumsey, see the exposure-zones guide.