Rudyard, MT
Rudyard, MT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Rudyard at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 293 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rudyard at the 13th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
90.4% of Rudyard's 293 buildings sit in USFS's Minimal exposure zone, with only 9.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Rudyard ranks
There's little gap between Rudyard's 17th national percentile and its 3rd percentile inside Montana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rudyard ranks 26,223 for wildfire risk (1 is highest) and 21,824 by building count (1 is largest). Within Montana alone, it ranks 463 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Rudyard and the insurance market
At the 17th national percentile, Rudyard rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Rudyard
Even with 90.4% of Rudyard outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 293 counted buildings into the percentiles shown above for Rudyard. For more on what minimal exposure implies beyond Rudyard, see the exposure-zones guide.