Rudd, IA
Rudd, IA's wildfire risk, in USFS's own numbers
USFS scores Rudd at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 302 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rudd's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Where Rudd's buildings actually sit
Most of Rudd's buildings (86.4% of 302) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Rudd against the rest of the country
There's little gap between Rudd's 5th national percentile and its 11th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rudd ranks 30,006 for wildfire risk (1 is highest) and 21,570 by building count (1 is largest). Within Iowa alone, it ranks 910 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Rudd
Rudd's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Rudd's 86.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 302 counted buildings into the percentiles shown above for Rudd. For more on what minimal exposure implies beyond Rudd, see the exposure-zones guide.