Ruckersville, VA
How exposed is Ruckersville to wildfire?
USFS scores Ruckersville at the 45th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 857 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ruckersville at the 45th percentile, close to its 45th-percentile risk score.
Where Ruckersville's buildings actually sit
Of Ruckersville's 857 counted buildings, 62.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Ruckersville ranks
Ruckersville scores 45th nationally and 43rd within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ruckersville ranks 17,443 for wildfire risk (1 is highest) and 13,114 by building count (1 is largest). Within Virginia alone, it ranks 388 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Ruckersville and the insurance market
Ruckersville's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 62.4% of Ruckersville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ruckersville's 17,443-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ruckersville, see the exposure-zones guide.