WildfireRiskFinder

Royse City, TX

How exposed is Royse City to wildfire?

High
70thpercentile nationally

Royse City's 5,822 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Royse City at the 70th percentile, close to its 70th-percentile risk score.

Where Royse City's buildings actually sit

5,822Total buildings
30%Direct exposure
69.4%Indirect exposure
0.6%Minimal exposure

Indirect exposure is dominant in Royse City (69.4% of 5,822 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 30% sit in the Direct zone. At 5,822 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.

How Royse City compares

Royse City ranks lower within Texas (31st percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Royse City ranks 9,404 for wildfire risk (1 is highest) and 2,961 by building count (1 is largest). Within Texas alone, it ranks 1,237 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.

Royse City and the insurance market

Royse City's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.

Hardening a home in Royse City

Royse City's 69.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.

Where Royse City's figures come from

Royse City's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Royse City's dominant indirect exposure actually means, with real examples from across the dataset.