Royal Palm Estates, FL
How exposed is Royal Palm Estates to wildfire?
Royal Palm Estates's 519 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Royal Palm Estates at the 58th national percentile — 5 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Royal Palm Estates's buildings (85.7% of 519) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Royal Palm Estates against the rest of the country
Royal Palm Estates ranks lower within Florida (6th percentile statewide) than its 53rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Royal Palm Estates ranks 14,867 for wildfire risk (1 is highest) and 17,031 by building count (1 is largest). Within Florida alone, it ranks 899 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Royal Palm Estates's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Royal Palm Estates's 85.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Royal Palm Estates's figures come from
Royal Palm Estates's 53rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Royal Palm Estates's dominant minimal exposure actually means, with real examples from across the dataset.