Roy, WA
Roy, WA's wildfire risk, in USFS's own numbers
Roy sits at the 27th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 462 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roy's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
Roy's building exposure, zone by zone
USFS puts 68.4% of Roy's 462 buildings in the Indirect exposure zone, versus 31.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Roy against the rest of the country
Within Washington, Roy ranks higher (44th percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Roy ranks 23,148 for wildfire risk (1 is highest) and 18,038 by building count (1 is largest). Within Washington alone, it ranks 352 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Roy's moderate wildfire rating (27th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 68.4% of Roy's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Roy's figures come from
The methodology guide shows exactly how USFS turned 462 counted buildings into the percentiles shown above for Roy. The exposure-zones guide covers what Roy's dominant indirect exposure actually means, with real examples from across the dataset.