Roxana, IL
How exposed is Roxana to wildfire?
Roxana sits at the 11th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,444 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Roxana at the 12th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Roxana rates 97% Minimal exposure against just 3% Direct and 0% Indirect — of 1,444 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Roxana ranks
Within Illinois, Roxana ranks higher (45th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Roxana ranks 28,073 for wildfire risk (1 is highest) and 9,412 by building count (1 is largest). Within Illinois alone, it ranks 798 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Roxana and the insurance market
Roxana's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 97% of buildings rated Minimal exposure, Roxana gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Roxana's figures come from
Roxana's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Roxana's dominant minimal exposure actually means, with real examples from across the dataset.