Rowley, IA
How exposed is Rowley to wildfire?
USFS's Wildfire Risk to Communities model puts Rowley at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 213 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rowley at the 4th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Rowley's building exposure, zone by zone
82.2% of Rowley's 213 buildings sit in USFS's Minimal exposure zone, with only 17.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Rowley ranks
There's little gap between Rowley's 5th national percentile and its 11th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rowley ranks 29,949 for wildfire risk (1 is highest) and 24,361 by building count (1 is largest). Within Iowa alone, it ranks 903 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Rowley and the insurance market
At the 5th national percentile, Rowley rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Rowley
With 82.2% of buildings rated Minimal exposure, Rowley gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Rowley's figures come from
The methodology guide shows exactly how USFS turned 213 counted buildings into the percentiles shown above for Rowley. The exposure-zones guide covers what Rowley's dominant minimal exposure actually means, with real examples from across the dataset.