Rowlett, TX
How exposed is Rowlett to wildfire?
Out of every US place USFS scores, Rowlett lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 21,706 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rowlett at the 60th percentile, close to its 59th-percentile risk score.
Where Rowlett's buildings actually sit
Most of Rowlett's buildings (95.9% of 21,706) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 21,706 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Rowlett compares
Rowlett's 59th national percentile looks worse in isolation than its 13th ranking inside Texas does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Rowlett ranks 12,936 for wildfire risk (1 is highest) and 633 by building count (1 is largest). Within Texas alone, it ranks 1,566 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Rowlett
Rowlett's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 95.9% of Rowlett outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Rowlett's figures come from
Rowlett's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rowlett's dominant minimal exposure actually means, with real examples from across the dataset.