Rowland, NC
Rowland wildfire risk explained
Rowland sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 689 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rowland at the 71st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Rowland's building exposure, zone by zone
Most of Rowland's buildings (67.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Rowland compares
Rowland's risk sits at a similar level relative to North Carolina (72nd percentile statewide) as it does nationally (71st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rowland ranks 9,115 for wildfire risk (1 is highest) and 14,769 by building count (1 is largest). Within North Carolina alone, it ranks 219 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Rowland's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Rowland
With ember exposure the dominant pattern in Rowland (67.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Rowland's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Rowland, see the exposure-zones guide.