Rowena, TX
How exposed is Rowena to wildfire?
Rowena's 326 buildings earn a 39th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rowena's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Rowena's building exposure, zone by zone
Only 19.3% of Rowena's 326 buildings carry Direct exposure and 0% carry Indirect; the remaining 80.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Rowena compares
Rowena's 39th national percentile looks worse in isolation than its 4th ranking inside Texas does — this place is on the milder end for its own state, by 36 points. Among the 31,521 US communities USFS scores, Rowena ranks 19,178 for wildfire risk (1 is highest) and 20,936 by building count (1 is largest). Within Texas alone, it ranks 1,731 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Rowena
Rowena's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 80.7% of Rowena outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Rowena's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Rowena, see the exposure-zones guide.