Rowena, SD
Rowena, SD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Rowena at the 46th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 58 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rowena at the 45th percentile, close to its 46th-percentile risk score.
Rowena's building exposure, zone by zone
USFS classifies 67.2% of Rowena's buildings as Direct exposure, higher than its 0% Indirect share and far above its 32.8% Minimal share — a profile where 39 structures sit close enough to vegetation that lot clearing matters most.
Where Rowena ranks
Inside South Dakota, Rowena sits at just the 22nd percentile even though it scores 46th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rowena ranks 17,161 for wildfire risk (1 is highest) and 30,728 by building count (1 is largest). Within South Dakota alone, it ranks 342 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Rowena and the insurance market
Rowena's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Rowena's 67.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 58 counted buildings into the percentiles shown above for Rowena. For more on what direct exposure implies beyond Rowena, see the exposure-zones guide.