Rowe, NM
Rowe wildfire risk explained
USFS's Wildfire Risk to Communities model puts Rowe at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 264 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rowe's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
Where Rowe's buildings actually sit
93.9% of Rowe's 264 buildings sit in USFS's Direct exposure zone, roughly 248 structures close enough to burnable vegetation for flame contact, not just embers — 6.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Rowe ranks
Rowe's 89th national percentile looks worse in isolation than its 73rd ranking inside New Mexico does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Rowe ranks 3,409 for wildfire risk (1 is highest) and 22,708 by building count (1 is largest). Within New Mexico alone, it ranks 137 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Rowe
At the 89th percentile nationally, Rowe carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Rowe
Rowe's 93.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rowe's figures come from
Every one of the two percentiles behind Rowe's 3,409-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rowe's dominant direct exposure actually means, with real examples from across the dataset.