Rowan, IA
Rowan wildfire risk explained
Rowan's 144 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rowan at the 9th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Rowan's building exposure, zone by zone
USFS classifies 84.7% of Rowan's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 15.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Rowan ranks
Rowan scores 10th nationally and 20th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rowan ranks 28,298 for wildfire risk (1 is highest) and 27,119 by building count (1 is largest). Within Iowa alone, it ranks 816 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Rowan
Rowan's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Rowan's 84.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Rowan's figures come from
Every one of the two percentiles behind Rowan's 28,298-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rowan's dominant minimal exposure actually means, with real examples from across the dataset.