Rouses Point, NY
How exposed is Rouses Point to wildfire?
USFS scores Rouses Point at the 7th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,129 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rouses Point at the 6th percentile, close to its 7th-percentile risk score.
Where Rouses Point's buildings actually sit
USFS classifies 92.7% of Rouses Point's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Rouses Point ranks
There's little gap between Rouses Point's 7th national percentile and its 12th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rouses Point ranks 29,420 for wildfire risk (1 is highest) and 11,090 by building count (1 is largest). Within New York alone, it ranks 1,138 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Rouses Point's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Rouses Point's 92.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Rouses Point's figures come from
Every one of the two percentiles behind Rouses Point's 29,420-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rouses Point's dominant minimal exposure actually means, with real examples from across the dataset.